Comprehensive Medicare & Medicare Supplement Guide

Medicare Insurance: Comprehensive Coverage for Your Healthcare Needs

Protecting your health is essential in today’s ever-changing healthcare landscape. TIBAF Insurance provides an extensive range of Medicare insurance solutions designed to meet the diverse needs of individuals seeking quality coverage. These plans, including Medicare Supplement Insurance (Medigap), offer additional support for medical expenses not fully covered by Original Medicare (Part A and Part B).

Medicare Supplement Insurance works by filling the gaps left by Original Medicare, such as deductibles, copayments, and coinsurance. We help beneficiaries compare and choose the right supplemental plan to align with their health and financial needs. Coverage options include:

1. Part A Deductibles: Helps cover inpatient hospital deductibles that Medicare does not pay.

2. Part B Coinsurance: Pays for 20% of medical services like doctor visits and outpatient care not covered by Medicare.

3. Skilled Nursing Facility Care: Offers financial support for extended stays in a nursing facility.

4. Foreign Travel Emergency: Provides coverage for emergency medical services when traveling abroad.

5. Excess Charges: Covers costs above Medicare-approved amounts charged by certain healthcare providers.

How It Works:

1. Assessing Needs: We evaluate your current Medicare coverage to identify gaps and risks.

2. Plan Comparison: Through our expertise, you can compare Medigap policies to find the one that best fits your needs.

3. Supplementing Medicare: Medigap policies work seamlessly with your Original Medicare, ensuring smoother claims and reduced out-of-pocket costs.

4. Ongoing Support: We assist in maintaining and updating your coverage to match any changes in healthcare needs or life circumstances.

Medicare Supplement Insurance empowers beneficiaries to enjoy peace of mind, knowing they are protected from unexpected medical expenses. With TIBAF Insurance, you can focus on your health while we help safeguard your financial future with tailored solutions.